Saving for retirement can be confusing. You probably know that having a 401(k) is advisable, but if your eyes glaze over when presented with financial jargon, you’re not alone. Whether you already ...

GOBankingRates asked ChatGPT to explain 401(k) plans to us like we're 12 years old. The explanation is very simple, maybe a little too lighthearted.

When you make contributions to your 401 (k), the funds that you put into your account are vested immediately and are yours to ...

Section 1. Purpose. Many wealthy Americans, and Government workers who participate in public pension plans, can invest in, or are the beneficiaries of investment in, a number of alternative assets.

An industry effort led by six record keepers to make workplace retirement savings plans more portable and reduce the problem of 401(k) cashouts is paying off. Savers in workplace retirement plans with ...

A practical look at the “80 percent rule,” why it is useful, and how you can adapt it to your own retirement planning ...