"The biggest risk is not taking any risk ... the only strategy that is guaranteed to fail is not taking risks," advised Mark Zuckerberg.Every story has a beginning. Every story has an element of risk.

Research found that four in five credit-limit increases in the U.S. are initiated by banks, rather than requested by customers.

Consumers who don’t have enough of a credit history can suffer from having “thin” credit scores and profiles, which can negatively affect their chances of getting a loan, mortgage, credit card and ...