Many people get new credit cards to earn valuable bonuses, take advantage of special perks or get interest-free financing. These features can be expensive for card issuers, so they implement rules to ...

In 2018, the Office of the Comptroller of the Currency unveiled a specialized bank charter that would not require deposit-taking. But the new charter, tailored for the fintech industry, quickly got ...

WASHINGTON — The payments processor Square has big plans in banking — but even after filing an application to charter an industrial loan company, it still doesn’t see itself as a competitor to most ...

Credit card companies release tempting offers on a regular basis. With so many attractive sign-up bonuses, it might seem hard to resist applying for them all. However, bank application rules and the ...

On October 15, the OCC announced it had granted conditional approval for an application to charter a new bank, making it the first de novo bank application to receive preliminary conditional approval ...

Applying for a new credit card can affect your credit score by changing your credit utilization ratio, adding a new credit inquiry and adjusting your average account age. Credit card companies may ...