Credit scores vary widely across the U.S., according to a study by personal finance firm WalletHub.
Only one in four Americans has a credit score above 800, which is considered exceptional, according to industry data.
Most personal loan lenders prefer applicants with good to excellent credit scores, which means a FICO Score of at least 670.
Here's the average credit score for Americans in their 50s, what it means for your finances, and how to strengthen your ...
The difference between a “good” and an “excellent” credit score may look small, but when you are taking a home loan, it can quietly decide how much you pay for the next 20 years.