President Trump has called for a 10% cap on credit card interest rates. What to know to get a lender's best rates sooner.

Your credit score shapes every aspect of your mortgage terms, from your interest rate to your total repayment amount. Lenders ...

Regardless of what happens to the proposed credit card interest rate cap, a better credit score gets you access to better rates.

Raising your credit score makes banks more likely to approve you for a mortgage, car loan or credit card. Plus, you could qualify for a lower interest rate that saves you thousands of dollars. Getting ...

Aric and Samantha Hutchinson had just said their “I do’s” and spent time with friends and family at their own wedding reception on Friday night in Folly Beach, Motorcyclist accused ...

GRAND RAPIDS, Mich. (WOOD) — A Grand Rapids nonprofit can now help human trafficking victims fix their credit as they work to take back their lives. Safe Haven Ministries, which works with domestic ...

This might be the most expensive myth in personal finance. Saunders said people think keeping a balance on their credit card proves they’re using credit responsibly. “[The myth is] that carrying a ...

The reprieve is over. The pandemic-related breathing room from student-loan payments is done, and the financial reality of repayment has returned for millions of borrowers. But beyond the strain on ...

Millions of Americans are seeing their credit scores drop now that the U.S. government has resumed referring missed student loan payments for debt collection. But there are things you can do to help ...

More than a third of all Americans have a credit score below 670, according to Experian. And many don’t realize what’s hurting their credit until they’re denied a loan or hit with higher costs. Your ...

Many people don't understand why a common strategy that can help them pay down that debt — paying bills on time — isn't all it takes to improve their credit. Separating fact from fiction is essential ...