An 850 credit score won't get you lower rates. Here's what actually changes, what doesn't, and why perfect credit still matters.

What is considered a good credit score depends on the type of credit score used. You have multiple credit scores, but the ...

An excellent credit score can make it easier to make big purchases, and a new study shows exactly what people with high ...

Discover how credit scores and credit reports differ, why each is important, and how they impact your financial life.

Your score is constantly changing because lenders regularly provide new information about you to the credit bureaus. For ...

When you’re applying for a loan, credit card or lease, knowing the difference between your credit score and credit report can give you some insight into how your lender or landlord views you from a ...

Regardless of what happens to the proposed credit card interest rate cap, a better credit score gets you access to better rates.

Your credit score shapes every aspect of your mortgage terms, from your interest rate to your total repayment amount. Lenders ...

Credit scores were down across the country over the past year. Credit scores have dropped in all 50 states over the past year, as credit card balances swell and more people struggle to make payments, ...

Looking to hold onto a credit card for years or even decades? Here's what to know about what can happen when you do, good and ...

A woman who had nearly paid off a £10,000 debt was sent emails suggesting she could apply for new credit cards.