Your score is constantly changing because lenders regularly provide new information about you to the credit bureaus. For example, you may have paid off all of your credit card balances last month, ...
Only one in four Americans has a credit score above 800, which is considered exceptional, according to industry data.
A drop in your credit score can sometimes be surprising, especially when you pay your bills on time, use your credit card wisely, and avoid risky loans. Yet, your score still drops slightly every few ...