A home warranty and home insurance both provide peace of mind, but they offer different types of coverage. Find out how they differ and if you need both.

Your home is more than just your largest purchase, it's the center of your life. So, making sure it's insured should be a priority. After a catastrophe, having homeowners insurance — and the right ...

Buying your first home is a major milestone. However, it comes with major financial responsibilities, including protecting your home with homeowners insurance. While many first-time buyers focus on ...

CheapInsurance.com reports that standard homeowners insurance excludes earthquake coverage, which varies by state. Options include endorsements or separate policies.

David McMillin writes about credit cards, mortgages, banking, taxes and travel. Based in Chicago, he writes with one objective in mind: Help readers figure out how to save more and stress less. He is ...

Home insurance protects you from a lot, but not from damage caused by floods, earthquakes, pests, water leaks and a number of ...

For many homeowners, roof replacement is one of the most expensive repairs they may ever face. It is also one of the most ...

Learn how windstorm insurance covers property damage from hurricanes and tornadoes, and find out if you need extra coverage in high-risk areas.

Water backup coverage can pay for damage to your home if a sewer or drain backs up or a sump pump overflows. Many, or all, of the products featured on this page are from our advertising partners who ...

Tornado damage is typically covered by a standard homeowners insurance policy, but there may be exceptions. Many, or all, of the products featured on this page are from our advertising partners who ...

Homeowners insurance policies don’t typically cover mold. But it might be covered in some instances, depending on the circumstances. Try checking your home insurance policy or talking to your agent ...

Homeowners insurance is important for unexpected occurrences, but what about damage to your home that occurs over time? Some homes suffer damage from wood-loving bugs: termites. Even though damage ...