See the benefits and limitations, plus a cost analysis.

See the tax advantages and downsides.

If you have a physically demanding career, obtaining disability insurance could be a smart move to protect your income if you're unable to work due to a chronic illness or injury. People in trade work ...

A joint life insurance policy covers two people with one death benefit. These policies are usually permanent life insurance ...

Taking out a loan against your life insurance policy does not count as taxable income. Learn how a taxable event occurs if ...

Looking for the best rate and coverage for life insurance? Consider Sproutt. When people think about life insurance, they often consider policies in the range of a few hundred thousand to a couple of ...

Variable life insurance is a permanent life insurance policy with an investment component. Learn more about how it works and ...

Everly Life reports 74 million Americans lack life insurance, primarily due to misconceptions about its cost, which are often ...

An umbrella insurance policy sits on top of your underlying insurance policies. In covered situations, when the limits on the underlying policies are exhausted, your umbrella insurance policy will ...

Scott Nyerges is a former senior editor and content strategist at U.S. News & World Report, where he led coverage of car insurance and other personal insurance lines. He's also served as a managing ...