U.S. delinquencies and net charge-offs extended their decline in April, though both remain comfortably above their pre-pandemic levels. The average delinquency rate retreated to 2.82% from 2.94% in ...

Bank OZK has a strong net interest margin supported by the construction loan portfolio. OZK has a low net charge-off ratio which is supported by low leverage. The bank manages overhead expenses very ...

Robust consumer spending in the past few years has helped the U.S. avoid a recession. Consumer spending continues to grow, albeit at a slower pace than last year. U.S. consumer credit card debt is ...