Kelly-Ann Franklin has spent more than two decades in journalism which has helped her build a wide knowledge base of business and personal finance topics. Her goal with editing is to ensure tough ...

A credit card denial can sting, but knowing the reasons why you were declined can help you prepare and improve your odds before you apply again. Many or all of the products on this page are from ...

Holly Johnson is a credit card expert and writer who covers rewards and loyalty programs, budgeting, and all things personal finance. In addition to writing for publications like Bankrate, CreditCards ...

Sometimes you need to cancel an application because you applied for the wrong card, another card has a better sign-up bonus or you realize you don’t need it. Canceling a card can be difficult because ...

Lying on a credit card application is fraud and can have serious legal consequences. You shouldn’t need to lie to qualify for a credit card because there are cards available for all types of financial ...

You can cancel a credit card application by calling or emailing the credit card company's customer service department — but you've limited time to act. If you missed the window to cancel, you can keep ...