Discover how credit scores and credit reports differ, why each is important, and how they impact your financial life.

The relevance of a strong credit score is that it’s one of the key components used by lending institutions to evaluate ...

When you’re applying for a loan, credit card or lease, knowing the difference between your credit score and credit report can give you some insight into how your lender or landlord views you from a ...

Credit bureaus collect and maintain records on your credit accounts, balances and the payments you make. The three major credit bureaus are Equifax, Experian and TransUnion. Each credit bureau ...