Angelica Leicht is the senior editor for the Managing Your Money section for CBSNews.com, where she writes and edits articles on a range of personal finance topics. Angelica previously held editing ...

Joshua Rodriguez is a writer with a passion for helping people understand the impact of their financial decisions (good or bad). His articles on mortgages, home equity loans, credit cards, budgeting, ...

If you bought a home when rates were at their peak, or if you’re considering tapping your equity, you may be ready for a refinance. As you’re shopping around for a lender, consider adding a credit ...

A mortgage refinance replaces your current home loan with a new one. Often people refinance to reduce the interest rate, cut monthly payments or tap into their home’s equity. Others refinance a home ...

Many homeowners look to refinance so they can take advantage of more attractive interest rates. In a nutshell, refinancing is the process of exchanging your current mortgage for a new one, typically ...

Mortgage rates spent much of 2025 drifting lower, hitting three-year lows more than once. Recently, we even saw several windows where buyers and refinancers could lock in rates below 6%. Yes, that’s ...

Refinancing your mortgage might not be something you think about every day, but it could be one of the smartest financial moves you make. Maybe interest rates have dropped since you first bought your ...

Home equity lending products have come to the forefront of homeowner funding sources as rates for home equity loans and home equity lines of credit (HELOCs) have steadily declined over the past year ...